{"id":1299,"date":"2026-03-10T10:27:26","date_gmt":"2026-03-10T10:27:26","guid":{"rendered":"https:\/\/magyarkonyvelohaz.nl\/?post_type=tudastar&#038;p=1299"},"modified":"2026-03-10T10:27:30","modified_gmt":"2026-03-10T10:27:30","slug":"mi-tortenik-ha-eladod-a-lakasod-erteken-felul-woning-verkopen-met-overwaarde-es-kulfoldre-koltozol","status":"publish","type":"tudastar","link":"https:\/\/magyarkonyvelohaz.nl\/nl\/tudastar\/mi-tortenik-ha-eladod-a-lakasod-erteken-felul-woning-verkopen-met-overwaarde-es-kulfoldre-koltozol\/","title":{"rendered":"Mi t\u00f6rt\u00e9nik, ha eladod a lak\u00e1sod \u00e9rt\u00e9k\u00e9n fel\u00fcl (woning verkopen met overwaarde) \u00e9s k\u00fclf\u00f6ldre k\u00f6lt\u00f6z\u00f6l?"},"content":{"rendered":"\n<p>Fontos k\u00fcl\u00f6nbs\u00e9get tenni a holland ad\u00f3szab\u00e1lyok \u00e9s az orsz\u00e1gb\u00f3l val\u00f3 k\u00f6lt\u00f6z\u00e9s k\u00f6z\u00f6tt.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. A lak\u00e1s elad\u00e1sa \u00e9s az \u00e9rt\u00e9kn\u00f6veked\u00e9s Hollandi\u00e1ban<\/h3>\n\n\n\n<p>\u2022 Az \u201e\u00e9rt\u00e9kn\u00f6veked\u00e9s\u201d az elad\u00e1si \u00e1r \u00e9s a fenn\u00e1ll\u00f3 jelz\u00e1loghitel k\u00f6z\u00f6tti k\u00fcl\u00f6nbs\u00e9g.<br>\u2022 Hollandi\u00e1ban az \u00f6n\u00e1ll\u00f3 lak\u00e1s (Box 1) eset\u00e9n:<\/p>\n\n\n\n<p>o Ha ez a f\u0151 lak\u00e1s Box 1-ben van, az \u00e9rt\u00e9kn\u00f6veked\u00e9s nem ad\u00f3k\u00f6teles k\u00f6zvetlen\u00fcl az elad\u00e1s pillanat\u00e1ban.<br>o Fontos azonban, hogy ezt az \u00f6sszeget \u00e1ltal\u00e1ban \u00faj lak\u00e1s v\u00e1s\u00e1rl\u00e1s\u00e1ra lehet felhaszn\u00e1lni. Ha valaki kiv\u00e1ndorol, ez gyakran m\u00e1r nem lehets\u00e9ges.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Jelz\u00e1log-kamat levon\u00e1s \u00e9s \u201ebijleenregeling\u201d<\/h3>\n\n\n\n<p>\u2022 Ha az \u00e9rt\u00e9kn\u00f6veked\u00e9st nem \u00faj hollandiai lak\u00e1sra haszn\u00e1lj\u00e1k fel, az a \u201ebijleenregeling\u201d al\u00e1 esik.<\/p>\n\n\n\n<p>o Gyakorlatilag: nincs k\u00f6zvetlen ad\u00f3, de ha valaki k\u00e9s\u0151bb Hollandi\u00e1ban v\u00e1s\u00e1rol \u00faj lak\u00e1st \u00e9s jelz\u00e1log-kamatot szeretne levonni, ez cs\u00f6kkentett lehet.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Box 3 \u00e9s kiv\u00e1ndorl\u00e1s<\/h3>\n\n\n\n<p>\u2022 Amint valaki kiv\u00e1ndorol, ad\u00f3z\u00e1si szempontb\u00f3l m\u00e1r nem holland ad\u00f3alany, de bizonyos esetekben korl\u00e1tozottan ad\u00f3alany maradhat.<br>\u2022 Az elad\u00e1skor felszabadul\u00f3 \u00e9rt\u00e9kn\u00f6veked\u00e9s ekkor m\u00e1r nem Box 1-es vagyon, hanem Box 3-es vagyon, ha p\u00e9ld\u00e1ul banksz\u00e1ml\u00e1n, befektet\u00e9sben vagy k\u00fclf\u00f6ldi ingatlanban tartj\u00e1k.<br>\u2022 A Box 3 a vagyonra vonatkoz\u00f3 ad\u00f3, \u00edgy \u00e9vente ad\u00f3k\u00f6telezetts\u00e9g lehet (a vagyon nagys\u00e1g\u00e1t\u00f3l \u00e9s a mentess\u00e9gekt\u0151l f\u00fcgg\u0151en).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Egy\u00e9b lehets\u00e9ges ad\u00f3k<\/h3>\n\n\n\n<p>\u2022 Ha valaki eladja a lak\u00e1st \u00e9s a nyeres\u00e9get k\u00fclf\u00f6ldi banksz\u00e1ml\u00e1ra helyezi, bizonyos esetekben lehet forr\u00e1sad\u00f3 vagy t\u0151kenyeres\u00e9g-ad\u00f3 a k\u00fclf\u00f6ld\u00f6n. Hollandi\u00e1ban erre \u00e1ltal\u00e1ban nincs ad\u00f3, kiv\u00e9ve a kett\u0151s ad\u00f3ztat\u00e1sra vonatkoz\u00f3 speci\u00e1lis szab\u00e1lyokat.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">R\u00f6viden<\/h3>\n\n\n\n<p>\u2022 A saj\u00e1t lak\u00e1s elad\u00e1s\u00e1b\u00f3l sz\u00e1rmaz\u00f3 \u00e9rt\u00e9kn\u00f6veked\u00e9s Hollandi\u00e1ban nem ad\u00f3k\u00f6teles k\u00f6zvetlen\u00fcl.<br>\u2022 Hat\u00e1ssal lehet a j\u00f6v\u0151beli jelz\u00e1log-kamat levon\u00e1sra \u00e9s a Box 3 ad\u00f3ra, ha kiv\u00e1ndorol.<br>\u2022 A kiv\u00e1ndorl\u00e1s bonyol\u00edthatja a k\u00fclf\u00f6ld\u00f6n tartott vagyon ad\u00f3z\u00e1s\u00e1t.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fontos k\u00fcl\u00f6nbs\u00e9get tenni a holland ad\u00f3szab\u00e1lyok \u00e9s az orsz\u00e1gb\u00f3l val\u00f3 k\u00f6lt\u00f6z\u00e9s k\u00f6z\u00f6tt. 1. A lak\u00e1s elad\u00e1sa \u00e9s az \u00e9rt\u00e9kn\u00f6veked\u00e9s Hollandi\u00e1ban<\/p>\n","protected":false},"author":2,"featured_media":1300,"parent":0,"menu_order":0,"template":"","meta":{"_eb_attr":"","_monsterinsights_skip_tracking":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"knowledge-category":[14],"class_list":["post-1299","tudastar","type-tudastar","status-publish","has-post-thumbnail","hentry","knowledge-category-adozas"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Fontos k\u00fcl\u00f6nbs\u00e9get tenni a holland ad\u00f3szab\u00e1lyok \u00e9s az orsz\u00e1gb\u00f3l val\u00f3 k\u00f6lt\u00f6z\u00e9s k\u00f6z\u00f6tt. 1. A lak\u00e1s elad\u00e1sa \u00e9s az \u00e9rt\u00e9kn\u00f6veked\u00e9s Hollandi\u00e1ban \u2022 Az \u201e\u00e9rt\u00e9kn\u00f6veked\u00e9s\u201d az elad\u00e1si \u00e1r \u00e9s a fenn\u00e1ll\u00f3 jelz\u00e1loghitel k\u00f6z\u00f6tti k\u00fcl\u00f6nbs\u00e9g.\u2022 Hollandi\u00e1ban az \u00f6n\u00e1ll\u00f3 lak\u00e1s (Box 1) eset\u00e9n: o Ha ez a f\u0151 lak\u00e1s Box 1-ben van, az \u00e9rt\u00e9kn\u00f6veked\u00e9s nem ad\u00f3k\u00f6teles k\u00f6zvetlen\u00fcl az elad\u00e1s\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"egnesstier\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/magyarkonyvelohaz.nl\/nl\/tudastar\/mi-tortenik-ha-eladod-a-lakasod-erteken-felul-woning-verkopen-met-overwaarde-es-kulfoldre-koltozol\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.0.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"nl_NL\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Magyar K\u00f6nyvel\u0151h\u00e1z - k\u00f6nyvel\u00e9s, tan\u00e1csad\u00e1s\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Mi t\u00f6rt\u00e9nik, ha eladod a lak\u00e1sod \u00e9rt\u00e9k\u00e9n fel\u00fcl (woning verkopen met overwaarde) \u00e9s k\u00fclf\u00f6ldre k\u00f6lt\u00f6z\u00f6l? - Magyar K\u00f6nyvel\u0151h\u00e1z\" \/>\n\t\t<meta property=\"og:description\" content=\"Fontos k\u00fcl\u00f6nbs\u00e9get tenni a holland ad\u00f3szab\u00e1lyok \u00e9s az orsz\u00e1gb\u00f3l val\u00f3 k\u00f6lt\u00f6z\u00e9s k\u00f6z\u00f6tt. 1. 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