{"id":1339,"date":"2026-05-22T16:04:43","date_gmt":"2026-05-22T16:04:43","guid":{"rendered":"https:\/\/magyarkonyvelohaz.nl\/?post_type=tudastar&p=1339"},"modified":"2026-07-14T16:10:42","modified_gmt":"2026-07-14T16:10:42","slug":"what-is-eigenwoningforfait","status":"publish","type":"tudastar","link":"https:\/\/magyarkonyvelohaz.nl\/en\/tudastar\/what-is-eigenwoningforfait\/","title":{"rendered":"What Is Eigenwoningforfait?"},"content":{"rendered":"\n

Many of you have asked what eigenwoningforfait<\/strong> means in your annual Dutch income tax return. Here is a brief overview of what you need to know.<\/p>\n\n\n\n

Eigenwoningforfait<\/strong> is a notional (fictional) income<\/strong> that the Dutch Tax Administration (Belastingdienst) adds to your taxable income if you own and live in your own home.<\/p>\n\n\n\n

It is not an actual payment<\/strong>, but a calculated amount that increases your taxable income.<\/p>\n\n\n\n

The idea behind this rule is that owning your own home provides a financial benefit\u2014such as not having to pay rent\u2014and this benefit is taken into account for tax purposes.<\/p>\n\n\n\n

How is it calculated?<\/h3>\n\n\n\n

The Belastingdienst uses the property’s WOZ value<\/strong> (official property value) as the basis.<\/p>\n\n\n\n

    \n
  • A percentage of the WOZ value is treated as notional income.<\/li>\n\n\n\n
  • In 2026, the eigenwoningforfait<\/strong> generally ranges between 0.50% and 0.80%<\/strong>, depending on the value of the property.<\/li>\n\n\n\n
  • The calculated amount is added to your Box 1<\/strong> income in your tax return.<\/li>\n<\/ul>\n\n\n\n

    Example<\/h3>\n\n\n\n
      \n
    • WOZ value: \u20ac350,000<\/strong><\/li>\n\n\n\n
    • Eigenwoningforfait: 0.60%<\/strong><\/li>\n\n\n\n
    • Notional income: \u20ac350,000 \u00d7 0.006 = \u20ac2,100<\/strong><\/li>\n<\/ul>\n\n\n\n

      This amount is added to your taxable income.<\/p>\n\n\n\n

      What are the consequences?<\/h3>\n\n\n\n
        \n
      • Your taxable income increases, which may result in higher income tax<\/strong>.<\/li>\n\n\n\n
      • If you have a mortgage<\/strong>, the mortgage interest is generally tax-deductible. This often partly or fully offsets the impact of the eigenwoningforfait, especially during the first years of the mortgage.<\/li>\n<\/ul>\n\n\n\n

        Tip:<\/strong> The higher your deductible mortgage interest, the smaller the actual tax impact of the eigenwoningforfait<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"

        Many of you have asked what eigenwoningforfait means in your annual Dutch income tax return. Here is a brief overview<\/p>\n","protected":false},"author":2,"featured_media":1336,"parent":0,"menu_order":0,"template":"","meta":{"_eb_attr":"","_monsterinsights_skip_tracking":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"knowledge-category":[14],"class_list":["post-1339","tudastar","type-tudastar","status-publish","has-post-thumbnail","hentry","knowledge-category-adozas"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t